tag:blogger.com,1999:blog-58882843176492922232024-02-19T08:00:02.202-08:00Insurance Bad Faith and Disability LawAustin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.comBlogger117125tag:blogger.com,1999:blog-5888284317649292223.post-7584592524375275132018-07-19T12:52:00.002-07:002018-07-19T12:52:58.015-07:00What is Chronic Lung Disease? <span style="background-color: white; color: #59626a; font-family: "open sans" , "helvetica" , "arial" , sans-serif; font-size: 14px;">On a normal day, an average person breathes nearly 25,000 times. Those with <a href="https://mehrfairbanks.com/chronic-lung-disease/">Chronic Lung Disease</a> struggle to reach that number. Learn more about chronic lung disease and other lung diseases in the link below!</span><br />
<a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-74836259795758923842018-07-17T12:26:00.001-07:002018-07-17T12:32:13.306-07:00About us: Erik Peterson<h3>
Background:</h3>
<a href="https://mehrfairbanks.com/erik-peterson-disability-lawyer/">Erik Peterson</a> has broad experience representing plaintiffs in complex class and direct actions in trial and appellate courts around the United States and Kentucky. Prior to joining the firm, Mr. Peterson was associated with Coughlin Stoia Geller Rudman & Robbins LLP and Kessler Topaz Meltzer & Check LLP, where he prosecuted class actions nationwide. Mr. Peterson also served as Law Clerk to United States District Court Judge Gregory F. Van Tatenhove, Eastern District of Kentucky.<br />
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Education:</h3>
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<ul>
<li>University of Kentucky College of Law, J.D., with honors</li>
<li>University of Kentucky, Master of Public Administration, with honors</li>
<li>James Madison University, B.A., History</li>
</ul>
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Representative Cases:</h3>
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<em style="box-sizing: border-box;"><span style="box-sizing: border-box; font-weight: 700;">Minneapolis Firefighters’ Relief Association v. Medtronic, Inc</span></em>. – $85 million settlement.</div>
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<li style="box-sizing: border-box;">Represented lead plaintiffs in a securities fraud class action concerning disclosures related to the promotion of one of Medtronic’s products for “off-label” use. See Minneapolis Firefighters’ Relief Ass’n v. Medtronic, Inc., 278 F.R.D. 454 (D. Minn. 2011).</li>
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<em style="box-sizing: border-box;"><span style="box-sizing: border-box; font-weight: 700;">In re SunPower Securities Litigation</span></em> – $19.7 million settlement.</div>
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<li style="box-sizing: border-box;">Represented lead plaintiffs in securities fraud class action concerning disclosures related to SunPower’s accounting. See In re Sunpower Secs. Litig., 2011 U.S. Dist. LEXIS 152920 (N.D. Cal. 2011).</li>
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<em style="box-sizing: border-box;"><span style="box-sizing: border-box; font-weight: 700;">In re SemGroup Energy Partners, L.P. Securities Litigation</span></em> – settlement consisting of $22.8 million cash and securities valued at $5.2 million.</div>
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<li style="box-sizing: border-box;">Represented lead plaintiff in a securities fraud class action concerning the business and financial condition of SemGroup Energy Partners, L.P. See In re SemGroup Energy Partners, L.P., 729 F. Supp. 2d 1276 (N.D. Okla. 2010).</li>
</ul>
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<span style="color: #333333; font-family: "open sans" , "arial" , "helvetica" , sans-serif;"><span style="color: white; font-size: 14px;">Learn more about <a href="https://mehrfairbanks.com/">Mehr, Fairbanks & Peterson</a> by visiting our website!</span></span></div>
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<span style="color: #333333; font-family: "open sans" , "arial" , "helvetica" , sans-serif;"><span style="color: white; font-size: 14px;">https://www.mehrfairbanks.com/</span></span></div>
Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-65902215553573977112018-07-17T12:11:00.000-07:002018-07-17T12:11:03.643-07:00What is Scoliosis?<span style="background-color: white; color: #59626a; font-family: "Open Sans", Helvetica, Arial, sans-serif; font-size: 14px; white-space: pre-wrap;">20% of all spinal deformity cases in the United States are attributed to <a href="https://mehrfairbanks.com/what-is-scoliosis/">scoliosis</a>. Learn more today: </span><span style="color: #59626a; font-family: Open Sans, Helvetica, Arial, sans-serif;"><span style="font-size: 14px; white-space: pre-wrap;"><a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/ </a></span></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-64415593315193988192018-07-16T13:23:00.000-07:002018-07-16T13:23:11.859-07:00Are chronic migraines considered a disability?<span data-offset-key="f5p6s-0-0" style="background-color: white; color: #59626a; font-family: "Open Sans", Helvetica, Arial, sans-serif; font-size: 14px; white-space: pre-wrap;"><span data-text="true">Do you have constant headaches or migraines? It is estimated that 12% of the population experiences some form of migraine. For some, <a href="https://mehrfairbanks.com/chronic-migraines-considered-disability/">chronic migraines</a> plague their every day life. Learn more about this debilitating illness:<a href="https://mehrfairbanks.com/"> https://mehrfairbanks.com/</a></span></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-52574449483953409162018-07-13T12:30:00.000-07:002018-07-13T12:30:11.698-07:00Is Diastolic Heart Failure Fatal?<span data-offset-key="eb96a-0-0" style="background-color: white; color: #59626a; font-family: "Open Sans", Helvetica, Arial, sans-serif; font-size: 14px; white-space: pre-wrap;"><span data-text="true">Heart failure is scary enough. A surprising amount of the population is at risk for some form of heart failure. Learn about one of the most fatal types of heart disease - <a href="https://mehrfairbanks.com/diastolic-heart-failure-fatal/" target="_blank">diastolic heart failure</a> in the link! <a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a></span></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-61636326750196498172018-07-12T08:13:00.004-07:002018-07-12T13:45:36.559-07:00What is Diabetes Blindness?<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">No one wants to lose their eye sight. Those suffering from diabetes are particularly at risk for <a href="https://mehrfairbanks.com/diabetes-blindness/" target="_blank">diabetes blindness</a>. Learn more here: </span><a class="ot-anchor aaTEdf" dir="ltr" href="https://mehrfairbanks.com/" jslog="10929; track:click" rel="nofollow" style="-webkit-tap-highlight-color: transparent; background-color: white; color: #2962ff; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 14px; text-decoration-line: none; white-space: pre-wrap;" target="_blank">https://mehrfairbanks.com/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-4594660107467829212018-07-10T11:07:00.001-07:002018-07-10T11:07:23.512-07:00What is Brittle Diabetes?<span style="background-color: white; color: #1d2129; font-family: Helvetica, Arial, sans-serif; font-size: 14px;"><a href="https://mehrfairbanks.com/brittle-diabetes/" target="_blank">Brittle diabetes</a> is a severe form of diabetes. Many suffer from this form of diabetes and do not even know it. Learn more today:</span><br />
<span style="color: #1d2129; font-family: Helvetica, Arial, sans-serif;"><span style="background-color: white; font-size: 14px;">https://mehrfairbanks.com/</span></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-45470106178651785052018-07-09T12:29:00.000-07:002018-07-09T12:29:06.088-07:00What is Generalized Anxiety Disorder (GAD)?The amount of individuals suffering from some form of anxiety has increased tremendously in the past few years. One of the most common forms of anxiety experienced is called <a href="http://mehrfairbanks.com/general-anxiety-disorder/" target="_blank">General Anxiety Disorder</a>. Learn more about this disorder here! <div>
<a href="http://mehrfairbanks.com/general-anxiety-disorder/" style="background-color: #f1f1f1; color: #0073aa; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; font-size: 13px; outline: 0px; transition-duration: 0.05s; transition-property: border, background, color; transition-timing-function: ease-in-out;">http://mehrfairbanks.com/<span id="editable-post-name" style="font-weight: 600;">general-anxiety-disorder</span>/</a> </div>
Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-63030574899710988532018-07-06T06:00:00.000-07:002018-07-06T06:00:04.154-07:00Degenerative Disc Disease Causes<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">Did you know that lower back pain is most commonly related to Degenerative Disc Disease? Learn all about <a href="https://mehrfairbanks.com/degenerative-disc-disease-causes-treatments/" target="_blank">degenerative disc disease causes</a> and treatments!</span><br />
<span style="background-color: white; font-size: 14px; white-space: pre-wrap;"><span style="color: rgba(0 , 0 , 0 , 0.870588235294118); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif;"><a href="https://mehrfairbanks.com/degenerative-disc-disease-causes-treatments">https://mehrfairbanks.com/degenerative-disc-disease-causes-treatments</a>/</span></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0Lexington, KY 40508, USA38.0488113 -84.50911020000000937.9987943 -84.589791200000008 38.098828299999994 -84.428429200000011tag:blogger.com,1999:blog-5888284317649292223.post-48582239202430610732018-07-05T06:00:00.000-07:002018-07-05T06:00:00.191-07:00Severe Back Pain?<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">one of the most common causes of lower back pain is Degenerative Disc Disease, there are a multitude of other factors that could contribute to your <a href="https://mehrfairbanks.com/causes-severe-back-pain/" target="_blank">severe back pain</a>.</span><br />
<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">Learn more here: </span><a href="https://mehrfairbanks.com/causes-severe-back-pain/" target="_blank">https://mehrfairbanks.com/causes-severe-back-pain/<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;"> </span></a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0Lexington, KY 40508, USA38.0488113 -84.50911020000000937.9987943 -84.589791200000008 38.098828299999994 -84.428429200000011tag:blogger.com,1999:blog-5888284317649292223.post-77801492447467208772018-07-03T06:00:00.000-07:002018-07-03T06:00:05.144-07:00Angina Pectoris<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;"><a href="https://mehrfairbanks.com/angina-pectoris/" target="_blank">Angina Pectoris</a> is a daily struggle for some. It occurs when the heart does not receive the amount of blood it requires. This can be scary for a lot of people, as millions of Americans suffer from this every day.</span><br />
<br style="-webkit-tap-highlight-color: transparent; background-color: white; color: rgba(0, 0, 0, 0.87); font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 14px; white-space: pre-wrap;" />
<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">Learn more: </span><a href="https://mehrfairbanks.com/angina-pectoris/">https://mehrfairbanks.com/angina-pectoris/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-90627287156383660682018-06-29T07:00:00.000-07:002018-06-29T07:00:17.577-07:00Are you at risk of cancer?<span style="background-color: white; color: rgba(0 , 0 , 0 , 0.87); font-family: "roboto" , "robotodraft" , "helvetica" , "arial" , sans-serif; font-size: 14px; white-space: pre-wrap;">Have you ever wondered if you were at <a href="https://mehrfairbanks.com/risk-of-cancer/" target="_blank">risk of cancer</a>? There are many different factors that can contribute to cancer, learn more about your risk today!</span><br />
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Learn more at <a href="https://mehrfairbanks.com/" target="_blank">Mehr, Fairbanks & Peterson</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-55542796180397868832018-04-05T13:45:00.000-07:002018-04-05T13:45:00.371-07:003 Homeowners Insurance Mistakes That Could Cost You a Lot of Money<br />
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{157}" paraid="1714965075" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">For many people, a home is the largest investment they will make. When hundreds of thousands of dollars or more are at stake, it’s essential to protect that investment. You can do so by purchasing </span><span class="TextRun Underlined SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;">homeowners insurance</span></span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">.</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;"> </span></span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">B</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">ut avoid making costly mistakes with your policy. The team at </span><span class="TextRun Underlined SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: blue; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 21px; margin: 0px; padding: 0px; text-decoration-line: underline; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;"><a href="https://mehrfairbanks.com/" target="_blank">Mehr, Fairbanks & Peterson Trial Lawyers</a></span></span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> in Lexington, KY, has extensive experience with insurance cases and shares mistakes to avoid when buying coverage.</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; line-height: 21px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 18pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 31px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">3 Homeowners Insurance Mistakes to Avoid</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true,"335551550":2,"335551620":2}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 18pt; line-height: 31px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<span class="TextRun EmptyTextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"></span><br /></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{198}" paraid="1920631073" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 24px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">1. Underinsuring Your Home</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; line-height: 24px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{204}" paraid="1569768327" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">It seems logical to purchase an insurance policy that covers the amount of your mortgage, but that might not be enough to repair your home in the event of a disaster. The purchase value of your house is not necessarily equal to the amount it would cost to rebuild it, and many families struggle to restore their dwellings after a catastrophe because of this miscalculation. To determine the true cost of rebuilding your home, speak with a home-replacement cost estimator.</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; line-height: 21px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{210}" paraid="826281628" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 24px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">2. Misunderstanding Your Deductible</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; line-height: 24px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{216}" paraid="1111503466" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">Many homeowners insurance policies include a deductible for damage caused by </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">a covered</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> event. This deductible </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">can vary from a few hundred dollars to many thousands of dollars.</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;"> </span></span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">You may be able to make up for any deductible out of your own pocket. M</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">ake sure you understand </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">how the deductible works</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;"> </span></span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">when</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> choosing a </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">policy</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> so you can keep enough money in your emergency fund to cover the deductible.</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; line-height: 21px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{4870b341-a4b5-4110-b2e2-3a550a318a42}{246}" paraid="1161343014" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 24px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">3. Failing to Secure Mold </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 24px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">or Sewage Backup </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; font-variant-ligatures: none !important; font-weight: bold; line-height: 24px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">Insurance</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 13.5pt; line-height: 24px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{19d56d33-4eb5-4fe9-9d59-295d363b1309}{1}" paraid="1244159924" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">Sewage backup and mold can cause extensive damage in a house, but you should never assume you have coverage for either occurrence. Most </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">homeowners</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> insurance policies limit this coverage or require you to purchase supplemental </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">coverage </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">for it. Make sure you understand what’s included in your p</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">olicy</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> and consider adding mold and sewage backup </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">coverage</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> if necessary.</span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; line-height: 21px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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<div class="OutlineElement Ltr SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: white; clear: both; cursor: text; direction: ltr; font-family: "Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif; font-size: 12px; margin: 0px; overflow: visible; padding: 0px; position: relative; user-select: text;">
<div class="Paragraph SCXW130392838" paraeid="{19d56d33-4eb5-4fe9-9d59-295d363b1309}{23}" paraid="782493040" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: transparent; color: windowtext; padding: 0px; user-select: text; vertical-align: baseline; word-wrap: break-word;">
<span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">If you’re facing a </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">homeowners</span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> insurance dispute, </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">for a free consultation, </span><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">call Mehr, Fairbanks & Peterson Trial Lawyers in Lexington, KY, at (859) 225-3731. An attorney on their team can assess your situation and help you determine the best way to proceed. To learn more about their practice, visit the firm </span><a class="Hyperlink SCXW130392838" href="http://mehrfairbanks.com/homeowner/" rel="noreferrer" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; margin: 0px; padding: 0px; text-decoration-line: none; user-select: text;" target="_blank"><span class="TextRun Underlined SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; color: blue; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; text-decoration-line: underline; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;">online</span></span></a><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US">. Like them on </span><a class="Hyperlink SCXW130392838" href="https://www.facebook.com/MehrFairbanksPetersonTrialLawyers" rel="noreferrer" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; margin: 0px; padding: 0px; text-decoration-line: none; user-select: text;" target="_blank"><span class="TextRun Underlined SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; color: blue; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; text-decoration-line: underline; user-select: text;" xml:lang="EN-US"><span class="NormalTextRun SCXW130392838" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; background-color: inherit; margin: 0px; padding: 0px; user-select: text;">Facebook</span></span></a><span class="TextRun SCXW130392838" lang="EN-US" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; font-variant-ligatures: none !important; line-height: 21px; margin: 0px; padding: 0px; user-select: text;" xml:lang="EN-US"> for tips and updates from the law firm. </span><span class="EOP SCXW130392838" data-ccp-props="{"134233117":true,"134233118":true}" style="-webkit-tap-highlight-color: transparent; -webkit-user-drag: none; font-family: "Times New Roman", "Times New Roman_MSFontService", serif; font-size: 12pt; line-height: 21px; margin: 0px; padding: 0px; user-select: text;"> </span></div>
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Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com1tag:blogger.com,1999:blog-5888284317649292223.post-89497654099978133182018-03-13T19:30:00.000-07:002018-03-13T19:30:34.073-07:003 Tips When Filing a Homeowners Insurance Claim<br />
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="mso-fareast-font-family: "Times New Roman";">Fires, floods, and hurricanes
are just a few causes of damage that trigger </span><a href="http://mehrfairbanks.com/" target="_blank"><span style="color: blue; mso-fareast-font-family: "Times New Roman";">homeowners insurance</span></a><span style="mso-fareast-font-family: "Times New Roman";"> claims. When insurance
companies delay, deny, or attempt to underpay a claim, a homeowner’s next step
should be consulting an attorney. Experienced lawyers will guide you
through the process and fight to recover the money your insurance company owes
you. To help them in this endeavor, there are a few ways you can strengthen
your case.<o:p></o:p></span></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="mso-fareast-font-family: "Times New Roman";"><br /></span></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2;">
<b><span style="font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">How to Pursue a Successful Claim<o:p></o:p></span></b></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">1. Understand Your Coverage</span></b></div>
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</v:shape><![endif]--><!--[if !vml]--><!--[endif]--></span><span style="mso-fareast-font-family: "Times New Roman";">To eliminate confusion and
inaccurate claims, go over your homeowners insurance policy, verify that it
covers your damage, and check the coverage limits. Inspect for any conditions
that may exclude coverage, and ask questions of your insurer and attorney about
anything you don’t understand. Having the correct information bolsters your
claim and helps speed the process. <o:p></o:p></span></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">2. Create & Keep Documentation of Expenses<o:p></o:p></span></b></div>
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<span style="mso-fareast-font-family: "Times New Roman";">Take photographs and videos
of property damage and loss, and show all repairs that you make. Keep all the
estimates for work and the receipts for temporary and final restorations.
Related costs may be recoverable, such as staying in a motel or rental property
while your home undergoes repairs. Maintain a log and bills for those expenses.<o:p></o:p></span></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">3. Be Precise in Your Claim<o:p></o:p></span></b></div>
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<span style="mso-fareast-font-family: "Times New Roman";">Making vague claims won’t get
you the full compensation you deserve. If you have a written or pictorial
inventory of your home’s contents before the damage occurred, it helps your
insurance attorney build your case. After the event, use a video camera to go
room to room to describe the losses in as much detail as you can. If your case
goes to trial, the visual evidence gives a judge and jury a clearer understanding
of your claim of loss.<o:p></o:p></span></div>
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<i><span style="mso-fareast-font-family: "Times New Roman";">When you need to file a
homeowners insurance claim or lawsuit in Lexington, KY, the team at </span></i><a href="http://nearsay.com/b/173781/27580/lexington-fayette-central/downtown-lexington/insurance-law/mehr-fairbanks-trial-lawyer-pllc" target="_blank"><b><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Mehr, Fairbanks & Peterson, Trial Lawyers, PLLC</span></i></b></a><i><span style="mso-fareast-font-family: "Times New Roman";">,<b> </b>will devote their
skill, passion, and resources to obtain full compensation for you. These
experienced insurance attorneys have a nationwide track record of success in recovering
millions of dollars for their clients.<b> </b>Visit the firm </span></i><a href="http://mehrfairbanks.com/about/" target="_blank"><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">online</span></i></a><i><span style="mso-fareast-font-family: "Times New Roman";"> now to learn more about
them or call (859) 225-3731 to schedule your consultation.</span></i><span style="mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<br />Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com1tag:blogger.com,1999:blog-5888284317649292223.post-16184945003720949972018-02-22T16:45:00.000-08:002018-02-22T16:45:12.038-08:003 Ways An Insurance Attorney Can Help Your Homeowner’s Insurance Claim<div class="MsoNormal">
<span style="font-size: 18pt;">3 Ways an Insurance Attorney Can Help Your Homeowners Insurance Claim<o:p></o:p></span></div>
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You purchase homeowners insurance to protect what is frequently your largest investment – your home. If you have questions about whether your insurance company is treating you fairly on a homeowners insurance claim, an <a href="http://mehrfairbanks.com/" target="_blank"><span style="color: blue; mso-fareast-font-family: "Times New Roman";">insurance attorney</span></a> can provide valuable legal assistance. Below are three ways enlisting the help of an insurance attorney can make all the difference in your homeowners insurance claim.<o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">1. You Have An Advocate<o:p></o:p></span></b></div>
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Homeowner’s insurance is supposed to provide you with a certain level of protection and peace of mind. When insurers violate this trust during a claim – often a distressing period in your life – it can be a devastating feeling. With an insurance attorney on your side, you are getting the voice and strength of a legal advocate dedicated to getting you the coverage and compensation you deserve. <o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">2. You Have A Negotiator<o:p></o:p></span></b></div>
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Insurance companies are notorious for their questionable negotiating strategies, and they count on their clients’ lack of knowledge about insurance coverage to refuse or to undervalue claim. But with an insurance attorney working for you, you have the services of a skilled negotiator who won't be fooled by insurers’ tactics. Drawing from their own years of experience and education, your lawyer will speak on your behalf and work to get you the most helpful resolution possible.<o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">3. You Have A Legal Professional<o:p></o:p></span></b></div>
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The laws governing homeowners insurance are complicated. Many insurance companies depend on vague or impossible language to avoid providing you the coverage you’ve paid for. When you hire an insurance attorney, you are getting the support of a legal professional who not only understands insurance, but knows how the law can protect and benefit you.<o:p></o:p></div>
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<i>If you have questions about your homeowners insurance claim, call </i><a href="http://nearsay.com/b/173781/27580/lexington-fayette-central/downtown-lexington/insurance-law/mehr-fairbanks-trial-lawyer-pllc" target="_blank"><b><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Mehr, Fairbanks & Peterson Trial Lawyers</span></i></b></a><i> at (859) 225-3731. You can also visit them on </i><a href="https://www.facebook.com/MehrFairbanksPetersonTrialLawyers" target="_blank"><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Facebook</span></i></a><i> and </i><a href="https://plus.google.com/112615965857212440011" target="_blank"><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Google+</span></i></a><i> for more information. Don’t let an insurance company get away with refusing to properly pay your claim: </i><a href="http://mehrfairbanks.com/contact/" target="_blank"><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Contact</span></i></a><i> Mehr, Fairbanks & Peterson Trial Lawyers today.</i></div>
Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0Lexington, KY, USA38.0405837 -84.5037164000000337.640337699999996 -85.149163400000035 38.4408297 -83.858269400000026tag:blogger.com,1999:blog-5888284317649292223.post-2432889707770908322018-02-02T14:17:00.000-08:002018-02-02T14:17:22.411-08:004 Facts About Life Insurance You Should Know<div class="MsoNormal">
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For those with children or
other dependents, <a href="https://mehrfairbanks.com/" target="_blank"><span style="color: blue; mso-fareast-font-family: "Times New Roman";">life insurance</span></a> may
provide effective financial protection for their future. After one passes away,
the plan may be used to transfer expenses, pay taxes, satisfy debts, or provide
income to surviving family members. Today, less than half
of Americans have coverage. If you’re interested in choosing a policy,
there are a few key facts to know.</div>
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<b><span style="font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">A Brief Guide to Life Insurance <o:p></o:p></span></b></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">1. You Can Reevaluate or Cancel Your Policy at Any Time</span></b></div>
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Just like with homeowners
insurance, your contract should allow you to cancel or refinance your
policy at any time, without penalty. If your health improves or you quit
smoking, for instance, you should become eligible for a less expensive plan.
Likewise, you can alter it in any way you wish. <o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">2. There Is No Universal Life Insurance Policy Database<o:p></o:p></span></b></div>
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Thousands of beneficiaries
believe they have policies, but they can’t find them. Typically, this occurs
because the insured person never completely explained the paperwork’s
whereabouts. Unfortunately, contrary to popular belief, there is no universal
database. However, the National
Association of Insurance Commissioners can <a href="http://naic.org/documents/consumer_alert_locate_lost_life_insurance_benefit.htm" target="_blank"><span style="color: blue;">provide assistance in locating lostlife insurance policies</span>.</a><o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">3. Life Insurance Costs Vary Widely <o:p></o:p></span></b></div>
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Most Americans avoid buying
life insurance because they think it’s expensive. However, there are a wide
range of options and costs. As with any purchase, it is important to compare
prices and the details of what benefits are provided for those prices. <o:p></o:p></div>
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<b><span style="font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";">4. You Don’t Have to Accept Denied Life Insurance
Claims <o:p></o:p></span></b></div>
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If a company denies or
undervalues your benefits after you file a claim, you have options. An
insurance lawyer can help you contest and secure the compensation you
deserve. Moreover, if the attorney wins the case, you may be able to recover
your legal fees and costs. <o:p></o:p></div>
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<i>Most of the time, life
insurance helps financially protect your loved ones after you’re gone. Other
times, companies avoid paying the compensation beneficiaries are entitled
to or employ fraudulent tactics. If you have questions about a denied life
insurance claim, turn to </i><a href="http://nearsay.com/b/173781/27580/lexington-fayette-central/downtown-lexington/insurance-law/mehr-fairbanks-trial-lawyer-pllc" target="_blank"><b><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">Mehr, Fairbanks & Peterson Trial Lawyers</span></i></b></a><i> in Lexington, KY. They represent
policyholders nationwide and will fight for your best interests to ensure you
get the funds you deserve. To schedule a free consultation, call today at (859)
225-3731. For more information about the firm, visit the attorneys </i><a href="https://mehrfairbanks.com/about/" target="_blank"><i><span style="color: blue; mso-fareast-font-family: "Times New Roman";">online</span></i></a><i>. This is an advertisement.</i><o:p></o:p></div>
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Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0Lexington, KY, USA38.0405837 -84.5037164000000337.640337699999996 -85.149163400000035 38.4408297 -83.858269400000026tag:blogger.com,1999:blog-5888284317649292223.post-83276134736555389902017-07-24T07:24:00.000-07:002018-05-18T09:25:38.372-07:00The National Trial Lawyers Top 100 Trial Lawyers<div style="background-color: white; box-sizing: border-box; color: #707070; font-family: "Open Sans", "Times New Roman", serif; font-size: 16px; line-height: 1.5; margin-bottom: 24px; padding: 0px;">
<strong style="box-sizing: border-box; margin: 0px; padding: 0px;">Austin Mehr of Mehr, Fairbanks & Peterson Trial Lawyers received an invitation on July 17, 2017, to The National Trial Lawyers Top 100 Civil Plaintiff Trial Lawyers. As stated in his invitation: “Membership in The National Trial Lawyers is by invitation only and extended to those attorneys who exemplify superior qualifications, trial results and leadership in their respective state based upon objective and uniformly applied criteria.” </strong></div>
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<strong style="box-sizing: border-box; margin: 0px; padding: 0px;">Congratulations, Austin!</strong></div>
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<strong style="box-sizing: border-box; margin: 0px; padding: 0px;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVGLSis6gOEYXHCd2Y0TTjhLz0sRbehYvWo0Gn402TsL30qcnPnWFaea6yYHaF-ZBsU0TXs-FmOfuUr41S2Fkz-bpnGh_tMANj1X9WLJl1AIT67M4bMZqAkKLzwnIRUhOH9s1kRdm211N-/s1600/The+National+Trial+Lawyers+Top+100.jpg" imageanchor="1"><img border="0" height="296" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVGLSis6gOEYXHCd2Y0TTjhLz0sRbehYvWo0Gn402TsL30qcnPnWFaea6yYHaF-ZBsU0TXs-FmOfuUr41S2Fkz-bpnGh_tMANj1X9WLJl1AIT67M4bMZqAkKLzwnIRUhOH9s1kRdm211N-/s320/The+National+Trial+Lawyers+Top+100.jpg" width="320" /></a></strong></div>
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<span style="color: #707070; font-family: open sans, times new roman, serif;"><a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a></span></div>
Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-78761695665526665492017-03-23T14:07:00.000-07:002018-05-18T09:25:31.752-07:00Kentucky Supreme Court Reaffirms Standard for Insurance Bad Faith<div style="background-color: white; box-sizing: border-box; color: #707070; font-family: "Open Sans", "Times New Roman", serif; font-size: 16px; line-height: 1.5; margin-bottom: 24px; padding: 0px;">
In <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Hollaway v. Direct General Ins. Co. of Miss.</em>, 497 S.W.3d 733 (Ky. 2016), the Kentucky Supreme Court addressed the first substantive insurance bad faith case to come before it in ten years. In the September 22, 2016, decision, the Court affirmed a summary judgment granted by Fayette Chief Regional Circuit Judge Thomas Clark, who had found an absence of evidence of bad faith on the part of the insurer. The Court had no trouble agreeing with Judge Clark, who had found that liability for the disputed parking lot fender bender that gave rise to the claim was never reasonably clear. Without clearly proving liability for the accident, or the injuries stemming from it, the plaintiff could not prevail on a claim of bad faith, which requires that an insurer be obligated to pay under the terms of the policy.</div>
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There are three key takeaways from <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Hollaway</em>. Most importantly, the Court rejected the idea that a claimant must prove an “evil motive” on the part of the insurance company. As practitioners who have litigated insurance cases know, the phrase “evil motive” has been an oft-quoted line by insurers arguing that a plaintiff has failed to prove that they had acted with evil intent. Second, the Court also dispelled the notion that a bad faith claim could only lie if the claimant proved that liability for the accident was “beyond dispute.” The Court of Appeals had used the “beyond dispute” language in its lower decision in <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Hollaway</em>, but the Supreme Court did not adopt the “beyond dispute” standard. Instead, the Supreme Court discussed whether there was a “genuine dispute as to liability,” and whether “fault for the accident [was] debatable.” Finally, the Court’s decision reaffirmed that third-party bad faith claims under the Unfair Claims Settlement Practices Act are viable in Kentucky when there is proof of “recklessly indifferent” conduct on the part of an insurer. This harkens back to one of the first discussions of the bad faith cause of action by the Kentucky Supreme Court in <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Federal Kemper Ins. Co. v. Hornback</em>, 711 S.W.2d 844, 846 (Ky. 1986) (Liebson, J., dissenting) (adopted by <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Curry v. Fireman’s Fund Ins. Co.</em>, 784 S.W.2d 176 (Ky. 1989)), where the “reckless disregard” standard was first discussed.</div>
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Given the facts of the <em style="box-sizing: border-box; margin: 0px; padding: 0px;">Hollaway</em> case, the result reached by the Court to affirm the grant of summary judgment is what one might expect. What’s important is that the Court reinforced the long-held “reckless indifference” standard while clarifying that seemingly higher standards of “evil motive” and “beyond dispute” are not required.</div>
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Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-38641227395190156142016-08-15T07:12:00.000-07:002018-05-18T09:25:25.906-07:00Austin Mehr to Speak to the Marshall County Bar Association<span style="background-color: white; color: #707070; font-family: "open sans" , "times new roman" , serif; font-size: 16px; line-height: 24px;">On Monday, August 15, 2016, Austin Mehr is scheduled to speak to the Marshall County Bar Association about insurance bad faith law in Kentucky. The seminar is at 12:00 p.m. in the Marshall County Judicial Building, Grand Jury Room, 80 Judicial Drive, Benton, KY.</span><br />
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<span style="background-color: white; color: #707070; font-family: "open sans" , "times new roman" , serif; line-height: 24px;"><a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-40708730871507222992016-08-03T06:08:00.000-07:002018-05-18T09:25:19.591-07:00Austin Mehr to Speak to the Jessamine County Bar AssociationOn August 3, 2016, Austin Mehr is scheduled to speak about Insurance Bad Faith to members of the Jessamine County Bar Association. The seminar is scheduled to begin at 12:00 p.m. at the Polvino Family Art Center located at 109 South Main Street, Nicholasville, Kentucky. Kentucky CLE credit of 1.0 hour is available for the seminar's attendees.<br />
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<a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-75878161073553634292016-07-29T06:50:00.002-07:002018-05-18T09:25:14.334-07:00Austin Mehr Scheduled to Speak to the Pulaski County Bar AssociationOn July 29, 2016, Austin Mehr is scheduled to give a seminar on Insurance Bad Faith to the members of the Pulaski County Bar Association. Austin's vast legal experience and knowledge enables him to provide informative speeches to others about insurance bad faith law. The seminar begins at 12:00 p.m. in the Circuit Courtroom of the Judicial Center located at 50 Public Square, Somerset, Kentucky.<br />
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<a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-58019846697584056982016-06-30T06:53:00.000-07:002018-05-18T09:25:08.298-07:00University of Kentucky Law Camp<span style="background-color: white; color: #707070; font-family: "open sans" , "times new roman" , serif; font-size: 16px; line-height: 24px;">Austin Mehr recently used his legal experience and knowledge to speak on June 15, 2016 at University of Kentucky Law School’s Law Camp. Austin spoke to approximately 18 high school students about the legal profession, interesting aspects of his legal experience, how he became interested in civil law, and other topics related to his navigation to and through the legal profession.</span><br />
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<span style="background-color: white; color: #707070; font-family: "open sans" , "times new roman" , serif; line-height: 24px;"><a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a></span>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-63592709470751983422016-06-30T06:50:00.000-07:002018-05-18T09:25:43.657-07:002016 Top Rated LawyersCongratulations to Austin Mehr on being nominated as a 2016 AV Preeminent Top Rated Lawyer in Insurance Law!<a href="https://mehrfairbanks.com/" target="_blank"> https://mehrfairbanks.com/</a><br />
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Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-64517212276605780832016-02-18T15:13:00.002-08:002018-05-18T09:24:50.996-07:00Litigating Bad Faith in Uninsured/Underinsured Motorist ClaimsAustin Mehr is committed to continuing education and keeping interested individuals up to date on areas of law that he frequently practices. On Thursday, March 24, 2016, Austin is scheduled to be a speaker for the National Business Institute's Live Audio Webinar "Litigating Bad Faith in Uninsured/Underinsured Motorist Claims."<br />
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For more information, including CLE credit in your state, how to sign up for the webinar, and associated fees, please visit National Business Institute's website <a href="http://www.nbi-sems.com/Details.aspx/R-72183ER%7C?ctname=SPKEM" target="_blank">here</a>.<br />
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<a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0tag:blogger.com,1999:blog-5888284317649292223.post-13011341290964468032015-12-09T11:09:00.001-08:002018-05-18T09:24:05.257-07:00Filing an Insurance Claim: Common Mistakes As provided on <a href="http://www.uphelp.org/don%E2%80%99t-make-these-mistakes-when-filing-insurance-claim" target="_blank">United Policyholders' website</a>, there are common mistakes that people make when they are filing an insurance claim. Author Geoff Williams states that those common mistakes include: giving more information than is asked; giving more information than is necessary; not documenting the damage, issue, or event enough; not documenting your conversations with the insurance company; not asking questions; filing an unnecessary claim; not calculating pros vs. cons of filing a claim; etc. Do you agree? Have you experienced any related issues when filing (or not) an insurance claim?<br />
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To read the entire article (and not just the quick summary above) discussing common mistakes in filing insurance claims, click <a href="http://www.uphelp.org/don%E2%80%99t-make-these-mistakes-when-filing-insurance-claim" target="_blank">here</a>.<br />
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The original article was posted on <a href="http://money.usnews.com/money/personal-finance/articles/2015/12/03/dont-make-these-mistakes-when-filing-an-insurance-claim" target="_blank">US News and World Report</a><br />
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<a href="https://mehrfairbanks.com/">https://mehrfairbanks.com/.</a>Austin Mehrhttp://www.blogger.com/profile/11878325369034804567noreply@blogger.com0